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Making a Will is one of the most important things you will do in your lifetime. It caters for far more than just who will benefit from your belongings (your estate).

Funeral Plans


In 2000, the average funeral cost around £1,215. However, recent research shows the average cost of a funeral in the UK is now £3,456 – an increase of 80% over the last 10 years, well above the general level of inflation. If this trend continues, the average cost of a funeral in 2022 will be over £6,200.

Paying in advance for your funeral is a sensible decision that will save money, benefiting your family or estate. We use Golden Charter Funeral Plans who are registered members of the Funeral Planning Authority, founding members of the Funeral Planning Council and are recommended by the National Society of Allied & Independent Funeral Directors.


‘County Estates & Wills believe that a funeral plan offers a far better option than saving for your funeral.’

If you had put £1,215 into a building society in 2002, you would seen it grow to £1,438.57 over the next 12 years. However, with the average cost of a funeral now at £3,456, so your family would have had to find the remaining £2,017.43 at what is a very difficult time.

Unlike saving for your funeral, you wouldn’t have to worry about your family needing access to your savings account before the funeral can be paid for. When the time comes, one call to your selected funeral director will activate your plan, relieving your family of the stress of organising funds and making detailed arrangements.

When you take out a funeral plan, you have the reassurance that your money is protected. You select how you wish to pay for your plan, and depending on your choice, your money is paid into the Golden Charter Trust or to one of the UK’s leading life assurance companies. The Golden Charter Trust is a separate entity, run by an independent board of Trustees, whole sole purpose is to manage the Trust’s funds.

Your money grows and, when the time comes, your selected funeral director receives the payment, and uses this money to provide the agreed services to your family. No matter how much costs have risen in the intervening period, your loved ones will not be asked for a penny more for the guaranteed services included within your plan.

Golden Charter funeral Plans gives you freedom of choice

Some funeral planning companies restrict your choice of funeral director or limit you to ‘set’ plans. Golden Charter believes that you should have the freedom to choose what you want in your funeral plan, including what is perhaps the most important choice – which funeral director will look after you and your family to ensure your wishes are carried out.

Golden Charter works on behalf of more than 3,000 independent funeral directors – the largest network in the country. These funeral directors are often family run businesses who have served their communities for generations. They take pride in offering the best local service to you and your family.

Money back guarantee

With a money back guarantee, Golden Charter wants you to be absolutely certain that a funeral plan is right for you, so within 30 days, if you are not completely satisfied or have simply changed your mind, they will give you a full refund!

Plans to suit every need, with flexible ways to pay

There is a range of plans that let you choose the kind of funeral that you want, from the service and type of coffin, to the music, flowers and readings.

There is also a range of flexible payment options, so you can spread the cost of your plan to suit your circumstances.

Finding the right time to talk to your family about your funeral arrangements can be difficult – its something your loved ones just don’t want to think about. With a funeral plan, you can make your personal wishes known, and there is no charge for adding to or changing them at any time. You can request your favourite music, specify the hymns or readings you want – whatever will make your funeral special or unique to you. Your family are sure to be grateful when the time comes, knowing that your funeral will be carried out as you would want it.

Funeral Plans to cover funeral costs - from Golden Charter

For more information on funeral plans with Golden Charter, please contact us on 01834 815062 or click here to email us.

What is a will?

A will is a legal document where a person, names one or more persons to manage his or her affairs and estate. In “olden” times, a Will referred to property, and a Testament referred to personal property, hence the term now used “Last Will and Testament”.


If someone dies without making a will, they are said to have died “intestate”. If this happens, the law sets out who should deal with the deceased’s affairs and who should inherit their estate (property, personal possessions and money).

Contact Us

County Estates & Wills

Sea View

Cambrian Terrace



SA69 9ER


Tel: 01834 815062

Email: enquiries@countyestatesandwills.co.uk